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The cost of car insurance
A few days ago I heard the rattle of the letter box and thud of envelopes dropping on the doormat.
Rushing to the window and pulling back the curtains to peek out I could see the postman walking down the drive on his way to the next house.
Cautiously yours truly went to see what joys had been delivered.
There was the usual white envelope from the company whose name I have sworn never to say ever again offering me telephone, broadband and TV.
I must have had a hundred letters from them, have they not got the message that I don't want their services? Why do they keep pestering me?
That letter went straight into the black bin after pausing to rip my details from the front of the envelope. I don't bother opening their letters instead I just rip the address details straight out of the unopened envelope.
There was one other letter which turned out to be the bill for insuring my trusty car for the next year.
My eyes nearly popped out of my head when I saw the price indeed it was the best part of a thousand pounds.
Sitting on the bottom of the stair case to regain my composure the huge bill was more than I can afford however it would be such a shame to part with my beautiful car so the money must be found from somewhere.
My trusty motor may be a historic vehicle indeed in human terms it would be middle aged but a thousand pounds for insurance is a bit much.
Under the bonnet it may have a beast of an engine with push rods, tappets, a proper traditional carburettor and it may run on high octane fuel making it faster than most of the modern cars but I am no greater insurance risk than the next person in the traffic jam.
The accompanying letter from the insurance company said the quote was competitive amongst the myriad of other insurance companies.
It seems my experience is not unique indeed a news story on a national news site a few days ago (see link at the end of the blog) highlighted the exorbitant cost of insurance.
Youngsters are worst affected with the average cost of car insurance for a man under twenty two being £3,163.
Women have had cheaper insurance than men for some years but thanks to an EU ruling that's all about to change.
I think insurance should be based on the number of miles you drive and whether you speed.
Can't a boffin in a lab somewhere invent a black box that works out how well and how far you drive and charge you accordingly?
It seems the good drivers pay the same as the bad drivers and that can't be right can it?
What with high fuel costs, the exorbitant price of a road tax and now crazy insurance deals the poor motorist in under attack from all sides.
At least my historic car is appreciating in value rather than depreciating like all the modern cars.
Let's face it the insurance industry is a rip off.
What do you think?
LINK: “Car insurance leaps by average £50 in just three months with young drivers bearing the brunt” : http://www.dailymail.co.uk/news/article-2089019/Car-insurance-leaps-average-50-just-months-young-drivers-bearing-brunt.html