Wouldn't we all love to live in epic luxury every now and again?

Well, for the potential owners of these properties luxurious living is well within their daily grasp. 

The deposits alone for these homes costs more than the average UK house price of £238,000, but would you be willing to spend that much on a deposit? 

According to the data visualisation site Plumplot the average salary for someone living in Southampton during 2019 was £40k so it might take us a bit longer to get that deposit together then.. 

Here is how much you would need to earn to live in one of the most expensive homes on the market in Southampton right now:

Gardeners Lane, East Wellow, Romsey

Daily Echo:

Cost of the house: £3,500,000

10% deposit: £350,000

Minimum salary needed: £160,212

Total salary when mortgage is 28% of total: £572,185

Sitting on the edge of the New Forest National Park this stunning contemporary home is set within 12 acres of land. 

The six-bedroom property has six bathrooms and four reception rooms as well as a gym and swimming pool with a sauna. 

The minimum you could earn a year to own this home is £160,212 but that is just enough to meet all your monthly mortgage payments. 

To live comfortably it is advised that your mortgage is 28 per-cent of your total salary, meaning you would need to be on a whopping £572,185 per year to afford this property and that is after taxes.

This figure doesn't take into consideration any running costs, bills or living expenses needed, but I'm sure on that kind of money you'd be alright. 

Church Lane, Pilley, Lymington, Hampshire

Daily Echo:

Cost of the house: £2,950,000

10% deposit: £295,000

Minimum salary needed: £135,036

Total salary when mortgage is 28% of total: £482,271

This substantial detached family home sits within 59 acres of semi-rural and forest-side land with a diverse array of equestrian oriented outbuildings.

The five bedroom farm house boasts three reception room and four bathrooms as well as a separate annexe. 

On an average salary it would take someone from Southampton more than three years to afford one year’s mortgage on this property.

Crawley Hill, West Wellow, Romsey

Daily Echo:

Cost of the house: £2,500,000

10% deposit: £250,000

Minimum salary needed: £114,432

Total salary when mortgage is 28% of total: £408,685

This breath-taking 10-bedroom family home in West Wellow sits amongst stunning grounds stretching 40 acres including paddocks, woodland and river frontage. 

The imposing Victorian property is described as retaining a lot of its original charm and elegance - it also has planning permission for a further five bedrooms, cinema room and an indoor swimming complex. 

Featuring a tennis court and impressive eight-bay garage this property is really something else.

However, it would cost just under three years average salary to pay off just a year's mortgage on this property.

Church lane, Botley, Southampton

Daily Echo:

Cost of the house: £2,500,000

10% deposit: £250,000

Minimum salary needed: £114,432

Total salary when mortgage is 28% of total: £408,685

This house in Botley literally has everything from a swimming pool and pool house to an additional semi-detached home as well as three stables and a paddock - what more could you want? 

Featuring eight bedrooms and nine reception rooms this stunning 17th century manor house was once owned by a relative of Jane Austen. 

The property combines the amenities of modern living whilst retaining the property's charm and character, with period features including high ceilings and open fireplaces.

It would take more than two years for the average person from Southampton to repay one year's mortgage payments on this house.

Advice from property market analysts, Hometrack, states that we should aim to keep our mortgage payments to less than 28 per-cent of our total monthly income - to ensure we have enough money for living expenses and savings.

David Ross, Managing Director at Hometrack said:"Ultimately lenders will be focused on your creditworthiness and whether you can afford your repayments. To do this they will look at what your income is and any outgoings you have.

"Generally lenders will lend up to 2.5x your gross annual salary but this can vary depending on a number of factors including the amount borrowed, the size of your deposit, the interest rates available and how long you wish to borrow the money for."

However, the longer you borrow money, while more affordable, will cost you more in the long run. 

Do you think these properties are fairly priced? Let us know in the comments.