As a woman, I’m statistically less prone to have expensive accidents than a man. It seems to be gender-specific unfortunately.

I’m also more likely to have cervical cancer, breast cancer, be more upset when I crack a nail and like shoes more than fast cars.

But in an attempt to be non-sexist, the European Court of Justice has said I’ll have to pay the same insurance premium as a man. Because that’s what’s fair.

And life must be fair.

So will house insurance soon be the same all across the board no matter where we live? Because otherwise it’s unfair for people living in high crime areas.

In relatively safe Amersham, will I soon have to pay similar premiums to someone with a house in Islington? Who has no window locks, doesn’t live in a Neighbourhood Watch area and has been burgled before. Otherwise it’s showing a financial bias towards those in more rural areas? A sort of bumpkin bonus?

And will barbers have to bump up their prices to show equality between the sexes in the haircut arena? How far is this to go?

I do resent this and see it only as a way of squeezing more money out of people.

Insurance is based on facts. Men cost insurers more because … well … they drive differently and cost insurers more.

And why should it be that women’s premiums rise because it has been unfair on men? Shouldn’t men’s premiums be lowered?

I’m not a hard-line feminist and like the differences between men and women. I believe we are good at different things and laws, policies, new regulations and the like won’t eliminate those differences. Maybe just make some feel a bit better.

I’m worried that this insanity might extend to the accumulation of NCDs and the increasingly lower premiums currently enjoyed by older, safer, more experienced drivers. Is that ageist?

After all, the young can’t help being young…

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